9.7% interest rate this debt instrument beats all high-return fixed deposits

Fixed deposits are currently giving interest rate returns that are quite low. Investors, therefore, are always on the lookout for options that they can use to enhance returns without increasing their risk exposure. The obscure investment tool that has grabbed the attention of the market recently is knocking at your door – the one with a terminal interest rate of not less than 9.7%, you won't look at your fixed deposit options any further.